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Note: There are no up-front fees or obligation to inquire.


  1. Funding range up to $400,000 plus $150,000 in business credit cards
  2. Unsecured Business Credit Line, no liens on any assets
  3. Pay back principal only 2% per month – 4 to 7 years to pay back loan
  4. Revolving Credit Line – available to payback and draw down again
  5. Interest only on the amount as you draw down as needed
  6. Interest rates usually lower than personal credit cards
  7. No interest for the first 6 to 12 months
  8. No collateral
  9. No prepayment penalties
  10. No restrictions on use of funds
  11. No income verification
  12. No application fees or upfront fees
  13. No business longevity requirement—available for pre-revenue start-ups
  14. Start-Ups do not have to give away equity to obtain a loan
  15. Pre-Approval in minutes, funding in a couple of weeks
  16. You can use a Co-Signer to Qualify for the required 680+ credit score
  17. Credit limit can increase as your credit improves
  18. Works for 501(c)(3) non-profit organizations
  19. Does not interfere with any other financing
  20. You can increase your sales by introducing this Loan Program to your customers, so they will have more money to buy your product or service

Financing sources continually change terms because of market conditions beyond our control; these advantages are as of April 1, 2020, but subject to change by various lenders. Click to learn more.